![]() The trial court erred in concluding that verbal testimony, by itself, satisfied the "physical evidence" requirement because "physical evidence" meant any article, object, document, record, or other thing of physical substance. The insurers argued the trial court erred in finding the policy required only "some evidence," rather than "physical evidence," to show what happened to the jewelry. The insurers denied the claim based on a coverage exclusion in the policy that stated "physical evidence" was required to show what happened to the lost property. ![]() The insured, a jewelry store, made a claim regarding two packages containing jewelry that were thrown away and never recovered. ELEGANT SLUMMING, INC., Plaintiff Below-Appellee, 59 A.3d 928 ![]() NATIONAL GRANGE MUTUAL INSURANCE COMPANY and THE MAIN STREET AMERICA GROUP, Defendant Below-Appellant, v. ![]()
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